Insights & Perspectives

    Expert analysis, financial guides, and market updates to help you make informed decisions.

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    October 8, 2026 8 min read

    Retirement Planning for Couples in India: One Household, Two Lifetimes, One Coordinated Plan

    Retirement planning for a couple is not simply two individual plans added together. Learn how spouses can coordinate retirement ages, expenses, investments, insurance, nominations, survivor income and estate planning.

    Read Full Article

    Recent Articles

    October 8, 2026•3 min read

    Planning for a Child to Study Abroad: Tuition, Currency Risk, LRS and the Education Corpus Indian Parents Often Underestimate

    Studying abroad creates a goal in another currency with tuition, living costs, travel, insurance and remittance rules. Learn how Indian parents can estimate the real corpus and reduce last-minute currency and market risk.

    Money n Wealth
    October 8, 2026•7 min read

    How Much Commodity Exposure Should an Indian Investor Have? A Practical Asset-Allocation Guide

    Commodities can diversify a portfolio, but more is not always better. Learn where gold, silver and other commodity exposure fit alongside equity, debt and cash, and how to build a disciplined rebalancing framework.

    Money n Wealth
    October 8, 2026•8 min read

    Gold vs Silver: Which Precious Metal Deserves More Space in Your Portfolio?

    Gold and silver may sit in the same precious-metals bucket, but they behave very differently. This guide explains their return drivers, volatility, portfolio roles and how Indian investors can decide whether to own gold, silver or a combination of both.

    Money n Wealth
    October 8, 2026•5 min read

    NRI Taxation in India: Residential Status, Indian Income, TDS and DTAA Explained

    NRI taxation starts with residential status, not citizenship. A practical guide to Indian income, NRE/NRO accounts, property, capital gains, TDS, DTAA relief and return-filing issues for globally mobile Indians.

    Money n Wealth
    October 8, 2026•4 min read

    Foreign Assets in Your Indian Tax Return: Schedule FA, Foreign Tax Credit and Common Mistakes

    Owning overseas shares, bank accounts or employer stock can create Indian reporting obligations even when no money comes back to India. Learn how Schedule FA, foreign income and foreign tax credit fit together.

    Money n Wealth
    October 8, 2026•4 min read

    Global Diversification for Indian Investors: Beyond Buying a Few US Tech Stocks

    Global investing should reduce concentration, not replace Indian concentration with US-tech concentration. Learn how Indian investors can think about countries, currencies, sectors, funds and portfolio sizing.

    Money n Wealth
    October 8, 2026•4 min read

    LRS, TCS and Overseas Investing: What Indian Families Should Check Before Remitting Money Abroad

    Sending money abroad for investments, education or other permitted purposes involves more than a bank transfer. Understand the LRS framework, TCS cash-flow effect, documentation and why family remittances need planning.

    Money n Wealth
    October 8, 2026•6 min read

    BetterInvest Media Vision Fund-I: Category II Private Credit AIF for Media and Entertainment

    BetterInvest Media Vision Fund-I is a ₹300 crore Category II AIF that provides private credit to entertainment houses for film and content production. Here is how its debt-plus-profit-sharing model, short tenure and fees work, and the sector-specific risks.

    Money n Wealth
    October 8, 2026•6 min read

    IITM Unicorn Frontier Fund I: IIT Madras-Backed Category II Deep-Tech AIF

    IITM Unicorn Frontier Fund I is a Category II AIF from Unicorn India Ventures with IIT Madras and IIT Madras Research Park, backing IP-led deep-tech startups. It reached a ₹450 crore first close in September 2026. We cover focus areas, terms and risks.

    Money n Wealth
    October 8, 2026•6 min read

    Unicorn India Ventures PMS Review: AUM, Structure & Key Facts (2026)

    Unicorn India Ventures, a Mumbai venture capital firm founded in 2016, is listed on PMS Bazaar with ₹91.02 crore of AUM and 48 clients as of 15 September 2026, but no PMS strategy returns.

    Money n Wealth
    October 8, 2026•7 min read

    WhiteOak Capital PMS Review: Strategies, Returns & Philosophy (2026)

    WhiteOak Capital reported ₹3,156.22 crore of PMS assets across 2,218 clients as of 31 August 2026, managed through a team-based, bottom-up process built on its proprietary Opco-Finco framework.

    Money n Wealth
    October 7, 2026•7 min read

    Green Lantern Capital PMS Review: Growth & Alpha Fund Returns (2026)

    Green Lantern Capital reported ₹2,052.56 crore of PMS assets for 1,603 clients as of 31 August 2026; its Growth Fund (Small & Mid Cap) reported 30.15% annualised over five years.

    Money n Wealth
    October 7, 2026•7 min read

    Tata Asset Management PMS Review: Team, Approach & Key Facts (2026)

    Tata Asset Management reports PMS AUM of ₹3,582.46 crore across just 13 clients and 2 investment approaches as of 31 May 2026, pointing to a largely institutional, mandate-driven book.

    Money n Wealth
    October 7, 2026•9 min read

    Axis AMC PMS Review: 6 Strategies, Returns & Fund Managers (2026)

    Axis Asset Management Company reported PMS AUM of ₹15,433.43 crore across 3,807 clients as of 31 August 2026, with six equity strategies on PMS Bazaar led by Brand Equity, launched in January 2017.

    Money n Wealth
    October 6, 2026•7 min read

    Renaissance Investment Managers PMS Review: SQGARP Strategies (2026)

    Founded in 2016 by former Axis Mutual Fund CIO Pankaj Murarka, Renaissance Investment Managers reported ₹1,885.26 crore of PMS assets for 1,691 clients across three strategies as of 31 August 2026.

    Money n Wealth
    October 6, 2026•7 min read

    HDFC AMC PMS Review: All Cap & India Ascent Strategies, Returns (2026)

    HDFC AMC, the asset manager to HDFC Mutual Fund, runs two discretionary PMS approaches, All Cap Portfolio and India Ascent Portfolio, for 238 clients as of 31 August 2026.

    Money n Wealth
    October 6, 2026•8 min read

    Aditya Birla Sun Life AMC PMS Review: 5 Strategies, Returns and Team (2026)

    Aditya Birla Sun Life AMC reports ₹6,58,188.34 crore of PMS AUM across 2,577 clients and five investment approaches as of 31 August 2026. Here is how its strategies have performed and what the numbers mean.

    Money n Wealth
    October 4, 2026•6 min read

    Aikyam Stressed Assets Fund I: Special Situations, Recovery and Turnaround Risks

    How Aikyam Stressed Assets Fund I approaches distressed opportunities, why legal recovery and operational turnaround matter, and what eligible investors should verify.

    Money n Wealth
    October 4, 2026•7 min read

    35North India Discovery Fund II: Technology-Led Private Capital, Structure and Risks

    A strategy-specific guide to India Discovery Fund II: its technology-enabled business focus, private-market investment case, liquidity risks and the documents investors should review.

    Money n Wealth
    September 14, 2026•6 min read

    ICICI Prudential Rising Stars Strategy: A New Small-Cap PMS Launched in 2026

    ICICI Prudential's newest PMS strategy hunts for fundamentally strong small-caps at modest valuations — here's what's inside the portfolio.

    Money n Wealth
    September 14, 2026•7 min read

    ICICI Prudential PIPE Strategy: The Small-Cap PMS With a 24.7% Since-Inception Return

    An 84%-small-cap portfolio of future market leaders — PIPE Strategy has been ICICI Prudential's best-performing PMS since its 2019 launch.

    Money n Wealth
    September 14, 2026•7 min read

    ICICI Prudential Emerging Leaders Strategy: Mid-Cap Stock Picking Backed by 38.9% Earnings Growth

    A predominantly mid-cap PMS whose portfolio companies have grown profits at a 38.92% three-year CAGR — the highest of any ICICI Prudential PMS strategy.

    Money n Wealth
    September 14, 2026•7 min read

    ICICI Prudential Largecap Strategy: A Concentrated, 28-Stock Bet on India's Market Leaders

    91% large-cap, benchmarked to the Nifty 50 — ICICI Prudential's Largecap Strategy has compounded at 15.96% since 2009.

    Money n Wealth
    September 13, 2026•7 min read

    ICICI Prudential Quanti-FI Strategy: Where Data Models Do the Stock Picking

    A rules-based, 47-stock quant PMS that screens for quality, valuation and earnings momentum — removing emotion from stock selection.

    Money n Wealth
    September 13, 2026•7 min read

    ICICI Prudential SMART Strategy: Riding Market Cycles With a Quant-Plus-Fundamental PMS

    A rule-based, multi-factor PMS that has compounded at 14.52% since 2014, with the flexibility to add REITs and InvITs.

    Money n Wealth
    September 13, 2026•7 min read

    ICICI Prudential Value Strategy: Buying Good Businesses at a Discount Since 2004

    Two decades of value investing built on "good business at a reasonable price" — not the cheapest stock in the room.

    Money n Wealth
    September 13, 2026•7 min read

    ICICI Prudential Growth Leaders Strategy: A Core-and-Satellite PMS Running Since 2000

    ICICI Prudential's oldest PMS offering pairs a core of scalable market leaders with a satellite of reasonably-priced growth bets across market caps.

    Money n Wealth
    September 12, 2026•7 min read

    ICICI Prudential ACE Strategy: Concentrated Bets on India's Under-Penetrated Themes

    A 25-35 stock, market-cap agnostic portfolio aimed at compounders in under-penetrated themes — ACE Strategy has delivered 19.62% over three years.

    Money n Wealth
    September 12, 2026•7 min read

    ICICI Prudential Contra Strategy: The Contrarian PMS Betting on What the Market Has Given Up On

    A concentrated, market-cap agnostic portfolio built on out-of-favour bets — ICICI Prudential's Contra Strategy has compounded at 18.10% since 2018, beating its benchmark by 5 percentage points.

    Money n Wealth
    September 12, 2026•15 min read

    Sundaram Rising Stars Review: Inside Sundaram Alternates' Longest-Running PMS

    Sundaram Alternates' oldest PMS strategy and its purest small-cap play — 88% small cap, zero large cap. Here's how Rising Stars has actually performed against both its benchmarks through August 2026, including where it hasn't won.

    Money n Wealth
    September 12, 2026•14 min read

    Sundaram Voyager Review: Inside the 4-Star Rated Multi-Cap PMS

    The only Sundaram Alternates PMS strategy to earn a 4-star PMSBazaar/CRISIL rating. Here's how Voyager's "structural plus opportunistic" approach works, how it has performed through August 2026, and who it actually suits.

    Money n Wealth
    September 12, 2026•12 min read

    Sundaram S.E.L.F. Review: Inside the Sundaram Emerging Leadership Fund (PMS)

    S.E.L.F. is Sundaram Alternates' mid-cap PMS, running since 2010 on the thesis that today's mid and small caps are tomorrow's large caps. Here's what it holds, how it has done to August 2026, and where it falls short of its own benchmark.

    Money n Wealth
    September 11, 2026•13 min read

    Sundaram SISOP Review: Inside the Sundaram India Secular Opportunities Portfolio (PMS)

    A 15-year-old concentrated multi-cap PMS that has beaten the S&P BSE 500 TRI across every time frame to August 2026. Here's what's inside SISOP, and who it actually suits.

    Money n Wealth
    September 11, 2026•22 min read

    SA Ecco II: Inside Sundaram Alternates' ₹2,500 Crore Category II Private Credit AIF

    A complete review of SA Ecco II — Sundaram Alternates' ₹2,500 crore Category II AIF — covering strategy, fees, terms, the predecessor fund's track record, and who it suits.

    Money n Wealth
    September 8, 2026•10 min read

    PMS Players in India: Vintage, Scale and Who's Really Managing ₹10,000+ Crore

    India's PMS industry shows ₹43 lakh crore in headline AUM - but nearly 80% of that is EPFO and pension money, not HNI portfolios. Here's who the real players are, how old they are, and which ones actually manage over ₹10,000 crore for individual investors.

    Money n Wealth
    September 8, 2026•9 min read

    Motilal Oswal Value Migration Strategy: Investing Where India's Profit Pools Are Shifting

    From cash to digital payments, from local retail to organised chains - value keeps migrating from old business models to new ones. Motilal Oswal's longest-running PMS strategy is built entirely around catching that shift.

    Money n Wealth
    September 7, 2026•9 min read

    Motilal Oswal Mid to Mega Strategy: Investing in Tomorrow's Market Leaders While They're Still Mid-Caps

    Mid-cap companies converted to mega-caps at a 14% strike rate over 2020-25, versus roughly 0.13% for small-caps making the same jump directly. Here's how Motilal Oswal's Mid to Mega Strategy is built to catch that transition early.

    Money n Wealth
    September 6, 2026•8 min read

    Motilal Oswal Founders Portfolio: Betting on Businesses Where the Founder's Own Money Is on the Line

    MOAMC's research found founder-led NSE companies grew profits 5.4x over FY15-25, well ahead of MNC and PSU peers. Here's how the Founders Portfolio turns that edge into a concentrated equity strategy.

    Money n Wealth
    September 6, 2026•14 min read

    Category III AIF: The Sophisticated World of Long-Short, Quant and Alternative Trading Strategies

    Category III is India's most sophisticated AIF category — long-short equity, quant strategies, arbitrage and derivatives. Here's how it actually works, what it has returned, and how Money N Wealth evaluates managers.

    Money n Wealth
    September 6, 2026•12 min read

    Category II AIF: The Powerhouse of India's Private Capital Market

    Category II is the largest AIF category in India — private equity, private credit, real estate and distressed-asset strategies. Here's why it's so popular, what returns and risks look like, how it's taxed, and how Money N Wealth approaches selection.

    Money n Wealth
    September 6, 2026•10 min read

    Category I AIF: Investing in India's Next Generation of Businesses and Infrastructure

    Category I AIFs finance India's start-ups, SMEs, infrastructure and social ventures before they become mainstream. Here's what they actually invest in, what returns and risks look like, how they're taxed, and how Money N Wealth approaches fund selection.

    Money n Wealth
    September 6, 2026•10 min read

    PMS vs Mutual Funds: Why Portfolio Management Wins for Investors With ₹1 Crore or More

    A mutual fund and a PMS can hold the exact same 20 stocks and still deliver very different outcomes for a large portfolio. Here's the real case for PMS once your investible surplus crosses ₹1 crore - and where mutual funds still win.

    Money n Wealth
    September 6, 2026•10 min read

    How PMS Actually Works: Onboarding, Funding, Taxation, Reporting and Exit

    From your first KYC form to your eventual exit, here's exactly what happens at each stage of a PMS relationship - how you fund the account, what gets reported to you and when, what triggers tax, and how withdrawals actually work.

    Money n Wealth
    September 4, 2026•12 min read

    Family Offices in India: Structures, Costs, Taxation and Who Actually Needs One (2026 Guide)

    A family office isn't a net-worth number, it's a response to genuine complexity — multi-generational wealth, cross-border family, wealth mixed with a business. Structures, taxation and an honest test for who actually needs one.

    Money n Wealth Team
    September 4, 2026•11 min read

    India's Ultra-Luxury Housing Boom: The Institutional Route Into ₹100–200 Crore Homes (Without Buying One)

    Inventory overhang in India's ₹8-crore-plus housing segment has collapsed from 60 months to 11 since 2019 — here's the institutional route into that trade that doesn't involve buying a house.

    Money n Wealth
    September 4, 2026•10 min read

    Beyond FDs and Bonds: The Structured Credit Strategy Built for a Contracted 15%+ Yield

    A predecessor fund running this exact strategy delivered a 15% p.a. cash yield from Year 1 and 17.2% net investor returns, with zero capital losses across 20 investments. Here's how the structure actually works.

    Money n Wealth
    September 4, 2026•10 min read

    How to Build a ₹1 Crore Corpus: Step-by-Step SIP Calculator Guide

    ₹1 crore isn't a lucky number or a huge-salary problem — it's a math problem with time as the variable. Here's exactly how much to invest monthly by timeline, which funds to use, and a free SIP calculator to run your own numbers.

    Money n Wealth
    September 4, 2026•12 min read

    7 Signs Your Mutual Fund Portfolio Needs a Review

    The "Start Free Portfolio Review" button on our homepage has never had a page explaining what it actually checks — until now.

    Money n Wealth
    September 4, 2026•11 min read

    What SEBI-Registered Equity Research Actually Involves — And Why "Buy This Stock" Tips Aren't the Same Thing

    Anonymous stock tips are everywhere; SEBI-registered equity research is a licensed, regulated activity with specific qualifications and disclosure rules. How to tell genuine research from noise before you act on it.

    Money n Wealth
    September 4, 2026•10 min read

    Tax Consultation in India: ITR Filing, Capital Gains Advisory and GST — What a Complete Tax Relationship Actually Covers

    Most people's tax planning happens in a two-week window before July 31st — exactly backwards, since the decisions that determine your tax bill get made months earlier. What a real tax consultation relationship covers, and why it should connect to your investments, not sit apart from them.

    Money n Wealth
    September 4, 2026•11 min read

    Direct Equity Investing in India: Taxation, Costs and Who Should Actually Buy Individual Stocks (2026 Guide)

    Direct equity is the simplest-sounding way to invest — and the one where the tax accounting is entirely your own responsibility. What it actually costs, how it's taxed in FY 2026-27, and whether it's the right route for you versus a mutual fund or PMS.

    Money n Wealth
    September 4, 2026•12 min read

    Portfolio Management Services (PMS) in India: The Complete 2026 Guide to Costs, Taxation and Who Qualifies

    PMS puts stocks directly in your own demat account instead of a pooled fund — which changes cost, transparency and taxation entirely. A complete guide to how PMS works, what it costs, how it's taxed in FY 2026-27, and who actually qualifies.

    Money n Wealth Team
    September 4, 2026•12 min read

    How to Invest in US Stocks from India: LRS Limits, Tax and the Route That Works

    Global Investments is listed as a service with zero supporting content. Here's the rule everything runs through (LRS), the three routes people actually use, and how the money gets taxed on both sides.

    Money n Wealth
    September 4, 2026•14 min read

    Retirement Planner in Pune: A Step-by-Step Guide to Building Your Corpus

    Retirement Planning in India is written for a national audience; a Pune companion piece captures local searches the way the insurance pages already do.

    Money n Wealth
    September 3, 2026•14 min read

    Money Management for Freelancers and the Self-Employed: SIPs, Tax and Irregular Income

    SIP Planning and Tax Planning both assume a fixed monthly salary; Pune's large consulting and IT-freelance population has a genuinely different problem worth its own guide.

    Money n Wealth
    September 3, 2026•11 min read

    Bonds 101: A Complete Guide to G-Secs, Corporate and Tax-Free Bonds in India

    Bonds is a homepage-featured product with no supporting article until now. Here's how G-Secs, corporate bonds and tax-free bonds actually work, how to buy each, and how they're taxed in FY2026-27.

    Money n Wealth
    September 3, 2026•10 min read

    Personal Loan vs Loan Against Mutual Funds vs Gold Loan: Which Is Cheapest?

    Three ways to borrow against very different things — your income, your portfolio, or your gold. Here's what each actually costs, how fast you get the money, and what you risk if things go wrong.

    Money n Wealth
    September 3, 2026•10 min read

    Sovereign Gold Bonds Are Discontinued — Where Should Your Gold Money Go Now?

    The government has stopped issuing new SGB tranches. Here's what that means if you already hold some, and where new gold allocation should actually go instead.

    Money n Wealth
    September 3, 2026•14 min read

    PMS Advisor in Pune: Who Actually Qualifies for Portfolio Management Services?

    A higher-ticket service that's never had the local treatment Insurance and Financial Planning already got. Here's who actually qualifies for PMS, what it costs, and how to choose a provider in Pune.

    Money n Wealth
    September 3, 2026•14 min read

    NRI Investment Advisor in Pune: Managing Money in India While Living Abroad

    Combines the local template with the NRI audience — above-average ticket sizes, and not addressed anywhere on the desk today.

    Money n Wealth
    September 3, 2026•13 min read

    First Salary, First Investment: A Money Plan for 20-Something Professionals in Pune

    Every pillar guide assumes savings or dependents already exist; nothing speaks to someone just starting out, even though IT professionals feature in your own testimonials.

    Money n Wealth
    September 3, 2026•13 min read

    Financial Planning for Homemakers and Women: Building Your Own Financial Identity

    An audience with real, growing savings that the library — written throughout in gender-neutral "salaried professional" language — never addresses directly.

    Money n Wealth
    September 3, 2026•11 min read

    How to Consolidate Scattered Investments and Policies Into One Plan

    Priya Desai's homepage testimonial says her investments were "scattered everywhere." Here's the process a consolidation review actually follows — and what it usually finds.

    Money n Wealth
    September 3, 2026•13 min read

    Mutual Fund Distributor in Pune: How to Choose One and What They Actually Do

    Mutual funds are the flagship product but, unusually, the one product missing an "in Pune" page — until now.

    Money n Wealth
    September 2, 2026•6 min read

    Fixed Deposit vs Debt Mutual Funds: Which Gives Better Post-Tax Returns Now?

    Debt funds lost their indexation edge in 2023, so on paper they're taxed exactly like an FD now. They aren't quite the same in practice — the advantage that survived is about when you pay, not how much.

    Money n Wealth
    September 2, 2026•10 min read

    NPS vs Mutual Funds for Retirement: The Complete Comparison Guide

    NPS and mutual funds each solve a different piece of retirement planning. This is the full, feature-by-feature breakdown — tiers, tax sections, equity limits, pros and cons, plus a calculator to split contributions between the two.

    Money n Wealth
    September 2, 2026•7 min read

    Real Estate vs Mutual Funds: Where Should Your Next ₹20 Lakh Go?

    ₹20 lakh buys a down payment in some markets and a diversified portfolio everywhere. The honest comparison — including what stamp duty in Pune and Kolhapur actually costs — rarely favours the default answer.

    Money n Wealth
    August 31, 2026•5 min read

    PPF vs ELSS vs SIP: Which Tax-Saving Investment Actually Wins in 2026?

    Three things people search for as if they compete head-to-head — except one of them isn't a tax-saving product at all, and the real decision happens a step earlier than any of them.

    Money n Wealth
    August 31, 2026•6 min read

    Direct vs Regular Mutual Funds: What the "Higher Return" Claim Leaves Out

    Direct plans don't earn higher returns than regular ones — they're the same fund. Here's what the expense-ratio gap actually costs you, and what a regular plan's higher cost is quietly paying for instead.

    Money n Wealth
    August 26, 2026•10 min read

    Stock Research Report: NTPC, Lupin, NCC and Ahluwalia Contracts

    A sourced snapshot of NTPC, Lupin, NCC and Ahluwalia Contracts — valuations, latest results, key risks and third-party brokerage views, all in one place.

    Money n Wealth
    August 26, 2026•7 min read

    Hindustan Copper OFS 2026: Floor Price, Retail Dates and How to Apply

    The government's Hindustan Copper OFS opens for retail today at a ₹514 floor price — the timeline, the discount, and how to apply.

    Money n Wealth
    August 26, 2026•8 min read

    Skyways Air Services IPO: Price Band, Financials and Key Risks to Know

    Skyways Air Services' ₹583-crore IPO closes tomorrow. Here's the price band, financials, and a fraud FIR and AEO suspension every applicant should know about first.

    Money n Wealth
    August 26, 2026•7 min read

    ESDS Software Solution IPO: Price Band, Growth and Risks

    ESDS Software Solution's ₹720-crore IPO opens 28 August — a rare 100% fresh issue with 117% profit growth. Here's the price band and what to weigh.

    Money n Wealth
    August 26, 2026•7 min read

    Lumino Industries IPO: Price Band, Valuation and What to Know

    Lumino Industries opens its ₹700-crore IPO tomorrow, priced well below listed peers. Here's the price band, financials, and what to weigh.

    Money n Wealth
    August 26, 2026•8 min read

    Symbiotec Pharmalab IPO: Price Band, Valuation and Key Risks

    Symbiotec Pharmalab's ₹1,757-crore IPO closes tomorrow — but 92% of it is an Offer for Sale. Here's the valuation, the risks, and what's driving the numbers.

    Money n Wealth
    August 26, 2026•7 min read

    Hy-Tech Engineers IPO: Price Band, Financials and Subscription Status

    Hy-Tech Engineers' IPO is subscribed nearly 20 times with one day left. Price band, financials, and what to weigh before the 27 August close.

    Money n Wealth
    August 20, 2026•~10 min read

    Health Insurance for Corporate Employees in Pune: Why Your Group Cover Isn't Enough

    "My company covers my health insurance" is the most expensive assumption working professionals in Pune make. Here's what group cover actually leaves out.

    Money n Wealth Team
    August 19, 2026•~9 min read

    Insurance Advisor in Pune: A Complete Guide to Life, Health and General Insurance Planning

    Insurance is the foundation a financial plan is built on, not an afterthought bought after investing. Here's how an insurance advisor in Pune approaches complete protection planning.

    Money n Wealth Team
    August 18, 2026•~10 min read

    Term Plan / Term Insurance Advisor in Pune: How Much Cover You Need and How to Choose

    Term insurance is the cheapest, purest form of life cover — and the easiest to get wrong. Here's how a Pune-based advisor thinks about sizing and choosing a term plan.

    Money n Wealth Team
    August 17, 2026•~11 min read

    Health Insurance Advisor in Pune: Why Health Cover Protects Your Savings, Not Just Your Health

    One hospitalisation can undo years of disciplined saving. Here's why health insurance is not optional for individuals or families in Pune, and how to choose the right cover.

    Money n Wealth Team
    August 16, 2026•~10 min read

    Financial Advisor & Financial Planner in Pune: What They Do and How to Choose One

    A financial advisor in Pune can mean five different things. Here's what a financial planner actually does, how advisors are regulated in India, and a practical checklist before you pick one.

    Money n Wealth Team
    August 14, 2026•7 min read

    Market Wrap, August 13, 2026: Sensex Snaps Losing Streak to Close Above 78,000; Nifty Slips Below 24,400

    Sensex closed 113 points higher at 78,079.96, snapping a two-day losing streak, while the Nifty slipped to 24,395.85 as elevated crude oil prices offset cooler US inflation data. Here's a full breakdown of Thursday's session — sectors, stocks in focus, currency, and what to watch next.

    Money n Wealth Team
    August 11, 2026•13 min read

    Tax Planning in India (FY 2026-27): Old vs New Regime and How to Save Tax

    A complete FY 2026-27 tax planning guide for India — new vs old tax regime compared, Section 80C and 80D deductions, and legitimate ways to reduce tax.

    Money n Wealth
    August 11, 2026•12 min read

    Mutual Fund Planning in India: How to Choose the Right Funds (2026 Guide)

    A 2026 guide to mutual fund planning in India — fund categories explained, how to build a portfolio, direct vs regular plans, and common mistakes to avoid.

    Money n Wealth
    August 11, 2026•11 min read

    SIP Planning: The Complete Guide to Systematic Investment Plans in India (2026)

    Everything you need to know about SIP planning in India — how SIPs work, the power of compounding, step-up SIPs, and how to choose the right SIP amount.

    Money n Wealth
    August 11, 2026•10 min read

    Debt Management in India: How to Get Out of Debt Faster (2026 Guide)

    A practical debt management guide for India — debt avalanche vs snowball, handling credit card debt and personal loans, and rebuilding your credit score.

    Money n Wealth
    August 11, 2026•11 min read

    Insurance Planning in India: A Complete Guide to Term, Health and Life Cover

    A 2026 guide to insurance planning in India — how much term life and health cover you need, term vs traditional plans, and mistakes to avoid.

    Money n Wealth
    August 11, 2026•9 min read

    Emergency Fund in India: How Much You Need and Where to Keep It (2026 Guide)

    How much emergency fund do you really need in India? A practical 2026 guide to calculating your target, where to park it, and how to build it fast.

    Money n Wealth
    August 11, 2026•10 min read

    How to Budget Your Money in India: The 50/30/20 Rule and Practical Budgeting Guide (2026)

    Learn how to budget your salary in India using the 50/30/20 rule, practical templates and apps — a step-by-step guide to take control of your monthly money.

    Money n Wealth
    August 11, 2026•11 min read

    Estate Planning in India: Will, Nomination and Succession Guide (2026)

    A clear guide to estate planning in India — how to write a Will, why nomination is not ownership, succession laws, and a checklist to protect your family.

    Money n Wealth
    August 11, 2026•12 min read

    Retirement Planning in India: How Much Corpus You Need (2026 Guide)

    A practical retirement planning guide for India — how to calculate your retirement corpus, NPS vs mutual funds, and how much to invest monthly by age.

    Money n Wealth
    August 11, 2026•10 min read

    Child Education Planning in India: How to Save for Your Child's Future (2026)

    How to plan for your child's education costs in India — estimate future costs, choose the right investments, and build a monthly SIP plan for their goals.

    Money n Wealth
    August 11, 2026•14 min read

    Financial Planning in India: A Complete Guide to Building Your Financial Plan

    A step-by-step guide to financial planning in India — budgeting, emergency funds, insurance, tax, SIPs, retirement and estate planning for 2026.

    Money n Wealth
    January 16, 2026•~9 min read

    Arbitrage Funds: The Tax-Efficient Safe Haven

    Why smart investors are choosing Arbitrage Funds over Fixed Deposits for better post-tax returns with low risk.

    Money n Wealth Team
    January 14, 2026•9 min read

    Alternative Investment Funds (AIF): The New Asset Class

    Exploring the world of Private Equity, Hedge Funds, and Venture Capital through the AIF route in India.

    Money n Wealth Team
    January 13, 2026•6 min read

    Estate Planning: Securing Your Family's Legacy

    Why Estate Planning is not just for the ultra-rich and how to ensure smooth wealth transfer to the next generation.

    Money n Wealth Team
    December 16, 2025•4 min read

    Silver ETFs in India: The Industrial Precious Metal, Explained (2026 Guide)

    Silver ETFs bring the same demat-based convenience as Gold ETFs — with a notably more volatile, industrially-driven metal underneath.

    Money n Wealth Team
    December 15, 2025•4 min read

    Gold ETFs in India: A Digital, Low-Cost Way to Own Gold (2026 Guide)

    Gold ETFs let you own gold price exposure on your demat account, without locker fees, making charges or purity worries.

    Money n Wealth Team
    December 14, 2025•5 min read

    Index Funds in India: The Passive, Low-Cost Way to Own the Market (2026 Guide)

    "If you can't beat the market, become the market" — the case for index funds, and where their limits are.

    Money n Wealth Team
    December 13, 2025•5 min read

    Children's Funds: Investing for Education and Marriage Goals (2026 Guide)

    A lock-in-based fund category built specifically for a child's future goals — and how it compares to simply running a dedicated SIP yourself.

    Money n Wealth Team
    December 12, 2025•5 min read

    Retirement Mutual Funds: Lock-In, Structure and How They Compare to NPS (2026 Guide)

    A dedicated, lock-in-based fund category designed to keep retirement savings from being raided early — here's how it fits alongside NPS and SIPs.

    Money n Wealth Team
    December 11, 2025•5 min read

    Balanced Advantage Funds (BAF): Dynamic Asset Allocation Explained (2026 Guide)

    BAFs promise to automate "buy low, sell high" by shifting the equity-debt mix based on market valuations — here's how that actually works.

    Money n Wealth Team
    December 10, 2025•5 min read

    Aggressive Hybrid Funds: Equity-Led Growth With a Debt Cushion (2026 Guide)

    Mostly equity, a meaningful debt cushion — aggressive hybrid funds are often the first "real" equity fund a new investor buys.

    Money n Wealth Team
    December 9, 2025•5 min read

    Conservative Hybrid Funds: Debt-First Stability With a Pinch of Equity (2026 Guide)

    Mostly debt, a small slice of equity — conservative hybrid funds aim to beat pure debt returns without taking on much extra risk.

    Money n Wealth Team
    December 8, 2025•5 min read

    Long Duration Funds: Playing the Interest Rate Cycle (2026 Guide)

    Long duration funds bet on falling interest rates for capital gains — a strategy that can work well, or badly, depending on the rate cycle.

    Money n Wealth Team
    December 7, 2025•5 min read

    Ultra Short Duration Funds: Yield With Safety for 3-6 Month Goals (2026 Guide)

    A step up from liquid funds in yield and duration — built specifically for money with a 3 to 6 month horizon.

    Money n Wealth Team
    December 6, 2025•5 min read

    Overnight & Liquid Funds: Better Than a Savings Account? (2026 Guide)

    The lowest-risk mutual fund categories, built for money you might need within days — not a place to chase returns.

    Money n Wealth Team
    December 5, 2025•5 min read

    Flexi Cap Funds: Freedom to Invest Across Market Caps (2026 Guide)

    Flexi cap funds give the fund manager complete freedom to move across large, mid and small caps — which makes fund selection, not category selection, the real decision.

    Money n Wealth Team
    December 4, 2025•5 min read

    Multi Cap Funds: Mandated Diversification Across Large, Mid and Small Cap (2026 Guide)

    Multi cap funds must hold a minimum in large, mid and small caps by law — here's why that mandate exists and how it changes the fund's behaviour.

    Money n Wealth Team
    December 3, 2025•6 min read

    Small Cap Mutual Funds: High Risk, High Reward — A Realistic 2026 Guide

    Small cap funds offer the highest growth potential among mainstream equity categories — and the sharpest, longest drawdowns. Here's how to approach them realistically.

    Money n Wealth Team
    December 2, 2025•6 min read

    Mid Cap Mutual Funds: Meaning, Risk, Returns and Who Should Invest (2026 Guide)

    Mid cap funds sit between large cap stability and small cap growth potential — here's what that actually means for your risk and return.

    Money n Wealth Team
    December 1, 2025•6 min read

    Large Cap Mutual Funds: Meaning, Benefits, Risk and Who Should Invest (2026 Guide)

    What large cap funds actually invest in, why they're often called the "core" of an equity portfolio, and how to tell if they fit your goals.

    Money n Wealth Team

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