Smart Wealth Management
for Every Indian Family
Mutual Funds, PMS, Insurance, Bonds, Tax Planning — all on one fully digital, 100% paperless platform. Trusted by 1,200+ investors across India.
About Us
Trusted Financial Partners
for Individuals & Families
Money n Wealth, part of Predics Fintech Services Pvt Ltd, is a new-age fintech firm dedicated to simplifying wealth creation. We bring institutional-grade investment expertise to every individual and family across India.
What We Offer
Products & Services
A curated suite of investment vehicles for every stage of your financial journey.
Top-rated equity & debt funds for your goals.
Long-short Specialised Investment Funds from ₹10 lakh.
Portfolio Management for HNW investors.
Tax-efficient National Pension System for retirement.
Life and health coverage for your family.
Government & corporate bonds for stable income.
Expert tax planning and filing services.
Direct stock market investments & strategies.
From Our Desk
Latest Insights
Money n Wealth · Insights
Section 80D, Now Section 126
2026 · Tax Consultation
Section 80D, Now Section 126: Health Insurance Tax Deduction 2026
Section 80D is now section 126 of the Income-tax Act 2025, and the limits are unchanged: ₹25,000 for your family, ₹50,000 for senior parents, up to ₹1 lakh in all. But it works only in the old tax regime, and cash premiums do not qualify.
Money n Wealth · Insights
Post Office Monthly Income Scheme (POMIS) 2026
2026 · Small Savings
Post Office Monthly Income Scheme (POMIS) 2026: Rate, Limits and Returns
The Post Office Monthly Income Scheme pays 7.4% for October–December 2026: ₹9 lakh earns ₹5,550 a month and a ₹15 lakh joint account ₹9,250. Here is how POMIS works, how it is taxed, what early exit costs, and how it compares with SCSS and FDs.
Money n Wealth · Insights
Sukanya Samriddhi Yojana 2026
2026 · Small Savings
Sukanya Samriddhi Yojana 2026: Rate, Rules, Maturity and Withdrawals
Sukanya Samriddhi Yojana pays 8.2% tax-free for October–December 2026. Depositing ₹1.5 lakh a year for 15 years could grow to about ₹71.8 lakh by your daughter's 21st account year. Here are the rules on deposits, withdrawals for education, maturity and tax.
Partner with Us
Become a part-time or full-time entrepreneur and build a wealth advisory business with our full institutional support.
Mutual funds, SIF, PMS, AIF, bonds, NPS and insurance under one partner code.
Help preparing for NISM certifications and ongoing product training.
Paperless onboarding, client reporting and service support handled for you.
Why Investors Choose Us
Trusted by 1,200+ Investors
Everything below can be checked independently — no marketing claims, no promised returns.
AMFI ARN-121995 and APMI APRN-07444. Look us up on the AMFI and APMI websites before you invest.
Verify on AMFIWe don't charge advisory fees. Our commission rates from fund houses are published on this website.
See commission disclosureInvestments are held directly in your name with the fund house or depository — we never hold client money.
How investing worksWalk into our office at Greens, Thergaon, Pune, or meet us on video from anywhere in India.
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