Smart Wealth Management
for Every Indian Family
Mutual Funds, PMS, Insurance, Bonds, Tax Planning — all on one fully digital, 100% paperless platform. Trusted by 1,200+ investors across India.
About Us
Trusted Financial Partners
for Individuals & Families
Money n Wealth, part of Predics Fintech Services Pvt Ltd, is a new-age fintech firm dedicated to simplifying wealth creation. We bring institutional-grade investment expertise to every individual and family across India.
What We Offer
Products & Services
A curated suite of investment vehicles for every stage of your financial journey.
Top-rated equity & debt funds for your goals.
Long-short Specialised Investment Funds from ₹10 lakh.
Portfolio Management for HNW investors.
Tax-efficient National Pension System for retirement.
Life and health coverage for your family.
Government & corporate bonds for stable income.
Expert tax planning and filing services.
Direct stock market investments & strategies.
From Our Desk
Latest Insights
Money n Wealth · Insights
Annuity Plans vs NPS Annuity
2026 · Insurance
Annuity Plans vs NPS Annuity: Rates, Options and Tax in 2026
At age 60, ₹10 lakh buys roughly ₹86,000 a year as a plain life annuity but only ₹64,000 if you want the money returned to your nominee. Here is how insurer annuity plans and the NPS annuity compare on payouts, flexibility and tax after the 2025-26 NPS changes.
Money n Wealth · Insights
Insurance for NRIs in India
2026 · Insurance
Insurance for NRIs in India: Term and Health Cover Rules for 2026
NRIs can buy term life cover from Indian insurers without flying home, often at a fraction of overseas premiums, and pay from NRE, NRO or FCNR accounts. The catch lies in residence-country rules, medicals, health-cover limits and how a claim is paid out.
Money n Wealth · Insights
What Will ₹1 Crore Be Worth in 20 Years? Inflation Explained
2026 · Financial Planning
What Will ₹1 Crore Be Worth in 20 Years? Inflation Explained (2026)
At 6% inflation, ₹1 crore in 2046 will buy only what about ₹31 lakh buys today. This guide shows the future value of ₹1 crore at 5%, 6% and 7% inflation, why education and medical costs rise faster, and how to size goals in real rupees.
Partner with Us
Become a part-time or full-time entrepreneur and build a wealth advisory business with our full institutional support.
Mutual funds, SIF, PMS, AIF, bonds, NPS and insurance under one partner code.
Help preparing for NISM certifications and ongoing product training.
Paperless onboarding, client reporting and service support handled for you.
Why Investors Choose Us
Trusted by 1,200+ Investors
Everything below can be checked independently — no marketing claims, no promised returns.
AMFI ARN-121995 and APMI APRN-07444. Look us up on the AMFI and APMI websites before you invest.
Verify on AMFIWe don't charge advisory fees. Our commission rates from fund houses are published on this website.
See commission disclosureInvestments are held directly in your name with the fund house or depository — we never hold client money.
How investing worksWalk into our office at Greens, Thergaon, Pune, or meet us on video from anywhere in India.
Get directionsGenuine, unedited reviews from investors we work with. Already a client? We'd value your review.