Terms & Conditions

    Last updated: September 16, 2026

    These Terms of Service ("Terms") govern your use of moneynwealth.in and related services operated by Predics Fintech Services Pvt Ltd ("Money n Wealth", "we", "us"). By using our website, you agree to these Terms.

    1. Who We Are

    Money n Wealth is operated by Predics Fintech Services Pvt Ltd, an AMFI-registered Mutual Fund Distributor (ARN121995) and APMI-registered PMS Distributor (APRN07444), based in Pune, Maharashtra, India.

    2. Nature of Our Services — Not Investment Advice

    We distribute mutual funds and PMS products on a commission basis and provide general financial education, planning tools, and content. Nothing on this website, including output from our Financial Planner tool or our published articles, constitutes personalised investment advice or a recommendation to buy or sell any specific security. Mutual fund and PMS investments are subject to market risks; please read all scheme-related documents carefully before investing. We encourage you to consult a qualified advisor for advice specific to your circumstances.

    3. Use of the Website

    You agree to use this website only for lawful purposes and not to: attempt to gain unauthorised access to any part of the site or our systems; scrape, copy, or redistribute our content without permission; or use the site in any way that could damage or impair its operation.

    4. Intellectual Property

    All content on this website — including text, articles, graphics, logos, and the Money n Wealth brand — is owned by or licensed to Predics Fintech Services Pvt Ltd and may not be reproduced without our written permission.

    5. Third-Party Links & Social Media

    Our website and Facebook Page may link to third-party sites (for example, WhatsApp, fund houses, or regulatory bodies such as AMFI/SEBI). We are not responsible for the content or privacy practices of those third-party sites.

    6. Disclaimers & Limitation of Liability

    Our website and tools are provided "as is." While we take reasonable care to keep information accurate and up to date, we do not guarantee the accuracy, completeness, or timeliness of any content, and we are not liable for any loss arising from reliance on it, to the fullest extent permitted by law.

    7. Governing Law

    These Terms are governed by the laws of India, and any disputes will be subject to the exclusive jurisdiction of the courts in Pune, Maharashtra.

    8. Changes to These Terms

    We may revise these Terms from time to time; continued use of the website after changes constitutes acceptance of the revised Terms.

    9. Contact Us

    Predics Fintech Services Pvt Ltd
    Greens Society, Thergaon, Pune, Maharashtra, India – 411033
    Email: info@moneynwealth.in
    Phone: 8668642755