Privacy Policy

Predics Fintech Services Pvt Ltd ("we", "us", "our") operates the website moneynwealth.in and the "Money n Wealth" brand, including our Facebook Page (facebook.com/moneynwealth.in). We are an AMFI-registered Mutual Fund Distributor (ARN121995) and an APMI-registered Portfolio Management Services (PMS) Distributor (APRN07444). This Privacy Policy explains what personal data we collect through our website and digital properties, how we use it, and the choices you have.

1. Information We Collect

• Contact & enquiry details: when you use our contact form, request a callback, or book a consultation, we collect your name, email address, phone number, and the content of your message.
• Financial planning inputs: if you use our Financial Planner tool, you may voluntarily enter details about your income, expenses, assets, liabilities, insurance, and financial goals. This is used solely to generate your personalised planning output and is not sold or used for unrelated marketing.
• Usage data: like most websites, we automatically collect standard analytics data (pages visited, device/browser type, approximate location, referring site) through Google Analytics.
• Cookies: we use cookies to operate the site and understand aggregate usage. You can disable cookies in your browser at any time.

2. How We Use Your Information

We use the information we collect to respond to your enquiries and provide the services you request, generate financial planning outputs you ask for, improve our website and content, and comply with applicable regulatory record-keeping obligations as an AMFI/APMI-registered distributor. We do not use information submitted through the Financial Planner or contact form to send unsolicited marketing without your consent.

3. Our Facebook Page and Integration

We maintain a public Facebook Page at facebook.com/moneynwealth.in. Our website automatically publishes links to our own newly published articles to this Page using the Facebook Graph API. This integration only publishes our own content to our own Page — it does not collect, read, or process any personal data belonging to Facebook users, Page followers, or visitors.

4. Sharing of Information

We do not sell your personal information. We may share it with service providers who help us operate our website and tools (for example, our hosting and analytics providers) under obligations of confidentiality, or where required by law or by our financial-services regulators (AMFI/APMI/SEBI, as applicable).

5. Data Retention & Security

We retain personal information only as long as needed for the purposes above or as required by applicable financial-services record-keeping rules, and we use reasonable technical and organisational measures to protect it.

6. Your Rights

Under India's Digital Personal Data Protection Act, 2023, and other applicable law, you may request access to, correction of, or deletion of your personal data by contacting us at info@moneynwealth.in. See also our Data Deletion Instructions.

7. Children's Privacy

Our services are directed at adults seeking financial services and are not intended for individuals under 18.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date above reflects the latest revision.

9. Contact Us

Predics Fintech Services Pvt Ltd
Greens Society, Thergaon, Pune, Maharashtra, India – 411033
Email: info@moneynwealth.in
Phone: 8668642755