Insights/Global Investments

    Global Investments Insights

    Guides on global diversification and international investing to help Indian investors expand beyond domestic markets responsibly.

    8 articles

    All Insights
    October 21, 2026• 10 min read

    GIFT City Investing 2026: A Guide for NRIs and Resident Indians

    GIFT City lets you hold dollar funds, US stocks and foreign-currency deposits without leaving Indian regulation. For NRIs, many IFSC products are largely free of Indian tax; for residents, money still goes out under LRS, with 20% TCS above ₹10 lakh a year.

    Money n Wealth
    October 14, 2026• 11 min read

    NRI Mutual Fund Investment From the US and Canada: Can NRIs Invest in Indian Funds? (2026)

    Indian law lets NRIs in the US and Canada invest in mutual funds, yet most fund houses still turn them away and the US PFIC rules can tax gains at up to 37% plus interest. Here is which doors are open, what paperwork they need and how the tax works on both sides.

    Money n Wealth
    October 14, 2026• 11 min read

    Moving Back to India: RNOR Status and Tax Planning for Returning NRIs

    A returning NRI can usually keep foreign income outside Indian tax for two to three years by qualifying as RNOR under section 6(13) of the Income-tax Act 2025. The month you land, your FCNR deposits and your 401(k) all affect how long that window lasts and how well you use it.

    Money n Wealth
    October 8, 2026• 8 min read

    Global Diversification for Indian Investors: Beyond Buying a Few US Tech Stocks

    Owning five US tech stocks is not global diversification. Compare the three routes Indians use, how big an overseas slice usually makes sense and the tax and estate traps to check first.

    Money n Wealth
    October 8, 2026• 8 min read

    The Hidden Risks of Foreign Investing: Indian Tax Reporting, US Estate Tax and Currency Exposure

    A US$100,000 portfolio of US shares can expose an Indian family to US estate tax that has nothing to do with capital gains. The reporting, estate and currency risks to check before going global.

    Money n Wealth
    October 8, 2026• 9 min read

    LRS, TCS and Overseas Investing: What Indian Families Should Check Before Remitting Money Abroad

    Sending ₹12 lakh abroad to invest ties up ₹40,000 in TCS until you file your return. See the 2026-27 rates by purpose, what Budget 2026 changed and how to plan family remittances.

    Money n Wealth
    September 4, 2026• 15 min read

    How to Invest in US Stocks from India: LRS Limits, Tax and the Route That Works

    Buying Apple or an S&P 500 fund from India takes one of three routes, and each is taxed and reported differently. LRS, TCS, the tax on both sides and the US estate-tax rule most investors miss.

    Money n Wealth
    September 3, 2026• 17 min read

    NRI Investment Advisor in Pune: Managing Money in India While Living Abroad

    A flat rented out in Wakad, a parent's deposits in Kothrud, savings from years abroad: how NRI families linked to Pune can organise NRE, NRO and FCNR accounts, tax, repatriation and paperwork across time zones.

    Money n Wealth